One of the first challenges that I faced was finding new health care. My husband had been a state employee for many years, and my college-attending daughter and I had always had coverage under the state employees health plan. The first meeting with the Human Resources Department informed me that we would be covered through the end of April, and could COBRA the state health care for a year at over $1000 a month. Obviously, that was not a viable option. Thank goodness, this happened the day before the Affordable Care Act deadline. Luckily, a friend was one of the advisers helping people with ACA implementation, and enrolled us under the deadline. Yesterday, we received our new Blue Cross cards in the mail (with 6 days to spare).