The Estate Account experience

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With Death Certificate in hand, I retrieved my husband’s final paycheck from his employer. Then I went directly to the bank, thinking that I would be able to open an Estate Account and deposit it. Silly me. ¬†I already had requested and received an Employer ID Number (form SS-4) from the IRS <very quickly and efficiently, I might add>, so….I presented EIN, death certificate and check…but it didn’t work.

I need a Letter of Testimentary from…the Clerk of Court, I think…this is in my lawyer’s hands. We’ll see where this leads.

 

The first post: The Death Certificate

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Tomorrow it will be four weeks since my husband died of a sudden heart attack.

Through this blog I will track through the processes required as I encounter challenges and surprising supports from friends, family, my husband’s former employer and the rest of the legal system surrounding a death.

Yesterday, I finally received the death certificates – after going through two required corrections. MANY things cannot happen without death certificates, the most important of which is beginning the process for collecting on life insurance policies.

Cash flow has been my biggest challenge so far ,besides getting out of bed in the morning. Seven days before my husband died, my temporary job ended. He was on Spring Break from teaching, so we had a nice leisurely week together.  Luckily, a family member loaned me enough cash to get past the the first 30 days (my husband died at the end of the month, but his salary for the month of March is going into the Estate). There was an employee death benefit Рbut it takes six weeks to process after receipt of the death certificate.

So – I am writing this knowing that the first big hurdle is past.